Wednesday, June 7, 2017

Humans are considered, by some accounts, to be the most habitual beings on the planet.  If that is the case why do we often seem to be the most unpredictable of creatures?  I believe the answer lies in our ability to intellectualize everything that comes across our palate.  The list of possibilities of activities on which to spend our time constantly grows.  And, our inquisitive minds combine our new activities in seemingly infinite ways.  Intellect and reason overtake instinct and hard wiring and what we are often left with is far from routine.

Don't get me wrong.  These qualities are what set us aside from other beings on this planet and make us capable of all the wonderful things we witness on a daily basis.  However, if you're anything like me sometimes the thinking mind can overrun the doing mind and any sense of progress is fleeting.  I have found the key to maintaining a balance lies in working on a routine and revisiting it often.

Initial Considerations:

1.  Be flexible Be willing to bend a little bit so as make your routine adaptable to the every day world.  But do not be so flexible so as to mold and change the routine whenever the breeze blows.

2.  Cut yourself some slack You're not going to go from flitting around like a bug to light to a regimented army cadet overnight.  Nor is it probably healthy to be either.  Balance is key.  I have often been so taken with a new time management plan, diet, or other methodology that I completely immerse myself in it only to be haunted by the pounding of the clock of sustainability.  Then, boom, its all over before it even started.  Most lasting and worthwhile change is gradual.  If you go from 0 60 mph overnight its probably not going to last.  Focus on changing one habit at a time.  I like 21 day increments.  They say once you can do something for 21 days it becomes a habit.  Don't try to do it all at once.

Steps to Get Going:

1.  Conduct A Routine Audit - You already have a routine.  Bear in mind, you just need to tweak it and modify it.  Take a couple of days and start to document what you are doing with your time.  Look for patterns, trends, and similarities.  Write everything down.

2.  Categorize We all play differing roles in our lives.  Once you have your list of tasks see how those fit into different roles that you play.  For instance, some roles I play in my life are: husband, blogger, development professional, friend, son, etc.  Are there some roles that you play that currently don't have any respective tasks?  If so, do some further investigation.

3.  Compartmentalize - Determine logical task recurrence intervals: daily, weekly bi-weekly etc.  This part of the exercise is part subjective and part objective.  Some of the compartments are a result of tasks you already have.  Some compartments are a result of time you have with which you would like to fill in some tasks.

4.  Fill the gaps Now that you have categories and compartments look for missing parts.  If you have identified categories that seem to be a little short on tasks revisit those and see if there is a need to fill some in.  Don't add just for the sake of adding but ask yourself if you are hitting all the areas you need to in that particular role of your life.  Now take a look at your compartments: daily, weekly, every other day, etc.  What is the timing for your different tasks?  If you are doing something every single day, could it make more sense to switch it to every other day?  Is there a task that you should be giving more attention than once a week?

5.  Determine a plan for action The preceding steps may present you with more information than you bargained for.  However, that is the point.  You want as much information on the table as possible.  You don't want to leave anything out.  Now take this data and make a plan in attainable steps.  Take a handful of items and focus on those.  You've gotten as far as you have doing what you have been doing.  Therefore, don't take all this new data and think that you have to change everything immediately.  Manageable chunks are the way to go.


I hope you find these steps useful as you work to develop a routine.  Remember, show some resolve but don't go crazy.  What routine development techniques have worked for you?

Time Management Tips For Professionals - Managing Your Effectiveness and Creativity with a Routine

Friday, June 2, 2017

G SUITE PROMO CODE (Google Apps For Work) – Promo Code June 2017

G SUITE Formerly (Google Apps For Work) Promo Code May 2017: The cost of business collaboration and productivity tools for small and medium size companies has dropped significantly. Cloud based providers from Microsoft, Google and others can be found for what many people pay for one cup of coffee. Google beats Microsoft in the cost war, with an entry level providing that begins at $4.17 each month, per user with an annual obligation. Both firms offer flexible month-to month alternatives that start at $5 per month for the Google Programs suite and $6 per month for Microsoft’s on-line versions of Office. Cost clearly is not the only concern for smaller companies yet it may be particularly significant to young startups.

Adaptive pricing plans allow companies to add or offset workers as needed and may add up to substantial savings with time. With competitive and relatively sensible costs, the option between Google and Microsoft boils down to comfort, intimacy and brand kinship. All the choices come with the basics, like internet based e-mail, calendar, messaging, documents, spreadsheets and presentation slides, but you can find several notable differences in the characteristics Google and Microsoft make available to company customers. Cellular is a vital differentiator between Office 365 and Google for Work, since Microsoft charges nearly twice just as much as Google for access to its cellular apps.
A small business may use Google complete arsenal of smartphone and pill applications for as little as $4.17 each month per user, while Microsoft bills at least $8.25 per month for the opportunity. Established preference aside, the option between Google and Microsoft often boils down to features, price and access. Ms Office 365 for Small Businesses: Features, cost and access. Microsoft has 3 Office 365 plans for small businesses, with prices that vary from $5 to $15 each month per user. Companies willing to commit to annual plans get discount rates of around 17 percent, and businesses should have 300 or fewer users to be eligible for SMB pricing.

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Microsoft’s entry level Office 365 Business Essentials plan is just its only small company providing that doesn’t include access to Office apps for PCs, Macs, mobile phones or tablets. Office 365 Business Premium plans, which cost between $8.25 and $12.50 per month with annual dedication, are most likely an improved fit for the average small company. Customers on both plan get access to familiar Office applications including Word, Microsoft Excel, PowerPoint, Outlook, Publishers and OneNote for desktops, mobile phones and tablets. All 3 of Microsoft’s Office 365 plans for smaller companies come with 1TB of cloud storage per user

G SUITE - Google Apps Promotion Code June 2017


Typical e-mail hosting suppliers are often little stores who lack the redundancy of bigger hosting suppliers. If you are not with somebody who’s advertising in print magazines, you’re probably with a little shop. The trouble with relying upon a little shop is they lack the funds and technical expertise to keep their redundant servers, up-to date, and ensure. With Google Applications Premium, you get a 99.9% uptime SLA and this is backed by Google. Antispam typically costs extra with typical e-mail hosting providers. Sure, some should contain some of the open source products which are accessible plus they do a number basic filtering, but with Google Applications Premium, you get Postini.
Among the leading e-mail security products available on the marketplace and it is included at no additional cost. Typical businesses will give you only a bit of storage space to hold your e-mail. 1&1, at time of writing, gives only 2GB of mailbox space. Several years ago, that might happen to be considered a lot, but not anymore. The limitations are constantly being hit and businesses have to spend more money purchasing additional space. Google Applications Premium comes along with 25GB of storage PER USER. This is far above 1&1 and 50% more than the industry average. Google Applications Premium offers many additional attributes as well which is where they actually start to shine.
With typical e-mail hosting, you have your e-mail, perhaps a calendar, and contacts in the local e-mail client. With Google Applications Premium, you may directly integrate with Outlook to sync the email, contacts, and calendar. Some e-mail hosting providers offer internet based access to your e-mail, but none offer the same access to your e-mail, contacts, calendar, documents, and more. Whenever you use Outlook with Google Programs, the e-mail, contacts, and calendar are typical synced with Google and accessible by any browser on any computer. Google Docs, incorporated with Premium Edition, provides a viable alternative to Ms Office for small businesses.
Users could collaborate and change the same doc rather than having to e-mail back and forth. You may reserve a conference room and everybody will see that it’s in use. You can schedule meetings and invite other users in the company to attend. This site was constructed using Google Sites in record time. If you pick to allow for your company, you may instant message using Google Chat. In case the company is currently using POP3 or IMAP with an e-mail hosting provider, you just should look into Google Applications Premium.

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Tuesday, May 30, 2017

What is business law?


The business law deals with the starting of new business and issues that are arising in existing businesses related to public, different other companies and with the government. This law includes lots of variety including tax law, employment law, intellectual property, real estate and sales law and many more. Business lawyer specializes in transactional work that means they do not have to represent the client in the court. A business lawyer is often hired to avoid future litigation.

A business lawyer is a person who focuses all his or her intention and practice on the issues that affect business e.g. taxation, the different type of business transactions or property.

What business lawyer does?


Lawyers who choose the business law to practice can be selected from countless different environments in which they have to work. Mostly lawyers select to work in small or large companies or firms but mostly business lawyer’s work as private or work in the public corporation, e.g., in-house, federal government agencies, revenue services, an office of the management and business.

Business lawyers can be divided or describe two forms:


  • One is that business lawyer who does just trial work.
  • And other are those business lawyers who focus on actual or contractual work.

    Business lawyers who adopt it as a trial always wish or look for a dispute between businesses that end up in the court. They serve as just any other civil lawyer does. Business lawyers are often busy in meeting their clients, making sworn statements and appearing in the court by taking all notes of cases.

    The second type business lawyer who focuses on contractual work spend their day by taking to their clients, arranging contracts with lawyers speaking to different organizations, and drafting contracts and different reports, for example, lease understandings, authorizing assertions, and many other things that relate to the case. They spend their most time in their office in meeting their clients. Their day never spends in the courtroom. They also give advice to their clients on regular issues and as well as they prepared their documents that are helpful in the case study and case fighting.


How hard to get a job for business lawyer?


Most of the business law graduates seek and find a job in the country and abroad but mostly student’s practice private. Finding a job in a big city is difficult because the competition for a job can be more especially in a large firm that is situated in the desired city.

If a business lawyer wants to practice in another city of the country after law school. Then career services office is there to help him and offer him through its alumni summer jobs, externships, and post-graduate career counseling where they will help with resume review, reciprocity with other law schools’ career services offices, and career advice.

The business lawyer who has passed the law and bar law exam should have to do LLM. Llm is specially designed for the business lawyers who have passed the bar exams and the license of the bar. The market job for attorneys is supposed to continue to be competitive. Advanced education can make an individual more prominent.

Business Law & Lawyer

Sunday, May 14, 2017

Most people who make a plan for their future will eventually look at buying stock as an investment option. Some people will begin investing sooner in life than others and there are many ways to buy your first shares of stock. Some will acquire stock through the company they work for while others will open an IRA or investment account on their own. No matter how you came to the decision, buying stock is one of the most important aspects of investing for your future.

For those who are just beginning to invest, buying stock for the first time can be very exciting and also somewhat stressful. There is a famous that states, "Knowledge is Power," and that holds very true in investing. By educating yourself on the basics of investing in stock, bonds, gold and other commodities, you will gain the power to make knowledgeable decisions that will affect your future and often the future of those closest to you.

This article will give you the knowledge of how to start buying stock, where to buy stock, what types of stock you should look for and how to make good decisions when buying stock online or with a broker. What this article is not is a get rich quick guide on investing in high-risk investments. Instead, we will focus on building wealth over a long time period, be it five years, ten years or more. Feel free to browse our selection of articles and please share the articles with friends and family who could benefit from the information they offer.

Buy Stock Online


Once upon a time, purchasing stock in a publicly traded company that listed its shares in a major exchange was restricted to a privileged few. Potential investors had to rely on brokers for everything, from selecting which stocks to buy to actually placing trades. Brokers charged high commissions and investors had almost no control as to how their money was being used. Thanks to the advent of the Internet, individual investors can easily buy stocks online without having to pick up the phone to call greedy and obnoxious brokers.

The ability to buy stocks online has been of great benefit to investors. One of the major problems with phone-based trading in the past was that the client could not see the actions of the brokers, or at least not until their trading statement arrived in the mail. A broker could take too long to enter a trade order, or even enter it incorrectly. With online investing, an individual can safely buy stock online and enter an order directly on an electronic trading platform; bypassing the broker and thus avoiding delays and errors.

Most online brokerages these days conduct trading activities on Electronic Communication Networks (ECN). Use of an ECN greatly improves trade executions and reduces transactions fees. ECN systems also provide relevant real-time data that is extremely useful to investors. Most individual traders who buy stock online these days do so through an ECN.

The use of ECN systems have sharply reduced the size of trading commissions and other administrative fees. Online stock brokerage firms charge very low commissions these days, generally much cheaper than buying stock through a broker. Depending on the different individual investing styles, it could cost as little as $4 to buy stocks online. The fee structures vary greatly from one brokerage to another; some online trading firms offer their customers flat-fee trading, while others will base their commissions on account minimums and how frequently they buy stocks online. Trading fee discounts and commission waivers are also common strategies for online brokerages to encourage investors to open accounts.


Investors who wish to buy stock online should take advantage of the vast amounts of research available on just about any stock. Professional traders who buy stocks online spend a considerable amount of time doing research on different financial topics. Properly conducted research will let an investor know when is the best time to buy stock online. The best part about online research is that it is often free. A lot of companies spend a considerable amount of time and effort in reaching out to potential investors, and thus a great deal of financial information is available on company websites. Publicly traded companies must electronically file their financial statements with the Securities and Exchange Commission (SEC). Anyone looking at buying stock online should first visit the SEC website and obtain unbiased information about the financial health of the company they are interested in.

For newcomers to online investing, the Internet is a great place to learn. There are thousands of websites dedicated to investor education. Online investment communities offer smart advice and guidance to those who buy stocks online. Financial news media outlets such as the Wall Street Journal have been educating online traders for decades.

At any given time, hundreds of thousands of investors buy stock online. The safety of their accounts and transactions is paramount to each of them. Seasoned online traders can initiate transactions 24/7 from just about any location, but they only do so when they feel they are safe. Most modern computers and smartphones can be used to buy stocks online, but these devices must first be screened for potential security threats before accounts can be accessed. Firewalls, antivirus and anti-spyware programs must be used, and public or shared computers should be avoided for online trading

Buying Stock Online


Buying Stock Online these days, a lot of people spend a good amount of time on the internet. We can connect with friends and family online, bank and pay bills online, and even order our pizza online. It is only natural then, that we would want to begin buying stock online. After all, it is convenient, our account information is secure and always available, we can research on our own time and finally, buying stock online is much cheaper than working with a live stockbroker.



Sure there are some definite advantages to buying stock with the help of a broker, and in some cases, that is even the best choice. However, for many of us, buying stock online is a great way to learn about investing and become closer to our portfolio. After all, it is important to understand and have a reason for every share of stock that we own.

The process of buying stock online is really quite similar to buying stock through a broker. The main difference is obviously that you will not be speaking with anyone (in most cases) so everything is handled electronically. The first thing to do is to decide which online broker is best for you.
Online Stock Brokers

There are a large number of online brokers available and each has advantages and disadvantages over the other. For most people, price is a very large factor. However, that should not be the sole reason for choosing one broker over another. Other important factors are service, research availability, investing options (types of accounts, foreign trading, investments other than just stocks), and the site’s interface. By that I mean how much you like the site. Is it easy for you to find what you need? Does it just feel comfortable browsing the site? This may seem somewhat trivial, but in the end you will be spending considerable time on the site and your time is valuable. You should be sure that the site simply “makes sense” to you before you lock up your hard earned money on a site that frustrates or confuses you.

Opening an Online Trading Account


One you have chosen your trading site, you must open an account. Since the whole process is done electronically, you can complete this step at your own convenience. No need to take time off work to visit the local broker during his business hours.


You will need to provide proof of identification such as a driver’s license, passport, or some other government issued picture id. You will also have to provide personal information. This includes further identification (social security number, etc.) as well as employment information. They will also ask for financial information such as bank accounts and other investment accounts. It may seem like they are asking for a whole lot of information, and they are! Unfortunately, it is required by the various KYC laws, also known as Know Your Customer laws. These were enacted to help fight against terrorism and money laundering and are simply part of life in this day and age.

Once you provide this information you will be required to electronically “sign” your application. This basically provides proof that you have read and understand all of the terms and that you have provided truthful information. Most of the time, this is all that is needed. On occasion, the broker will need more information and may contact you, but that is rare.

You now have an online trading account! Now you need to fund it.


Funding an Online Trading Account


Most online brokers will provide a number of different options for funding your online trading account. The most common, and frankly, most convenient option is usually to link your bank account to your trading account. This allows for fast transfers of cash from one account to the other, both ways. It also will usually allow for instant stock purchases once your account is verified. That means you can initiate a transfer, then buy stock online, even though the transfer has not completely processed yet. This feature comes in handy when you find a great buying opportunity but do not have any cash in your online trading account.

Alternately, you may simply mail a check to the broker to fund your account. This is a good option if you have no immediate plans for the cash and have a set amount of money that you would like to invest. You will have to wait for the company to receive your check, however, before you can make a stock purchase.

For quicker service you could also initiate a wire transfer. Your online brokerage will provide the transfer information and you can fund your account in short time.

Finally, if you already have an account elsewhere you can transfer in cash, stocks, and other securities to your new account. This is especially useful for people changing jobs. Often upon leaving one company, you are given the option to roll over your 401k or other retirement fund into a new account. Most often this is rolled over into an IRA or a Roth IRA, which is done to avoid any fees or penalties. While some choose to keep their 401k right where it is, rolling it over to an IRA gives you better control of your investments and offers a wider variety of investment options than most 401k’s provide.

Your online broker will help guide you through the transfer process, which again, is done electronically. However, many brokerages give you the option of working with someone to help transfer your account. This is especially helpful for someone who is new to the process.


Buy Stock Online


With your account open and funded, you are now ready to buy stock online. If you already know what you wish to purchase, then it is simply a matter of opening the site’s order screen and placing your order. You will need to enter the stock’s symbol, the quantity of shares to buy and the type of order. You will usually place a market order as the type, which simply means to purchase the shares as soon as possible and at the best price available. Confirm your order and the broker will process it nearly immediately in most cases, assuming of course the market is open.

If you do not know which stock you would like to purchase, it is time to start the process of researching stocks online. This guide will show you how to get started on finding the right stocks for you to purchase.

Those who are buying stock for the first time will usually feel a bit of apprehension at the thought of becoming a shareholder. The usual doubt creeps into your mind. Did you buy the right stock? Is this a good time to buy? Am I making a mistake by buying stock right now? This article will attempt to put your mind at ease through education and general investing advice. We invite you to read more of our articles on buying stock and feel free to contact us if there is something you would like us to cover.

Buying Stock Through a Broker


buying stock with a stockbroker.There are basically two ways to buy stock. You can work with a live broker or you can buy stock online through an online trading company. Buying stock online is a great option for those who have the time, the desire and perhaps the knowledge to research their own stocks and come to a decision about which shares to purchase. However, not everyone has these resources. Not everyone wants to learn about price-to-earnings ratios or to spend time finding companies that fall in line with their investment goals and ideals. For these people, buying stock through a broker is a better idea.



Functions of a Stock Broker


Brokers go by many names including stock brokers (or stockbrokers), financial representatives, financial advisers, dealers, and financial planners, among other things. Each of these are not exactly the same thing, but most can perform the functions of a stock broker, which is to execute trades through a stock dealer at various stock exchanges around the world. Basically, the stock broker is the middle man between the buyer and the dealer. They must be licensed and are regulated by the appropriate governing body, such as the Securities and Exchange Commission or SEC.

Most brokers also offer advice and recommendations to their customers. Depending on their qualifications, some may also be allowed to make trades for you, with your permission. A certified financial planner, for instance, may be authorized to implement a plan that is developed with your input. For our purposes, however, we will discuss more traditional brokers.

The stock broker’s role is to recommend stocks, bonds and other securities to add to your portfolio in order to meet with your investment objectives. In order to accomplish this, the broker must know and understand your objectives, otherwise it would be difficult to recommend investments that line up with them. Not only is it the law that he only recommend investments that meet with your objectives, but it could be financially disastrous for you if your broker recommends stocks outside your investment goals.

Choosing a Stockbroker


With this in mind, one of the most important steps when choosing a stock broker should be accomplished in the initial meeting. Before the broker recommends anything, he or she should make it a point to get to know you, your financial situation and your financial goals. Brokers who make recommendations that are clearly outside your goals could be held liable for their actions.

You should make sure you are comfortable with your broker and that there is a level of trust. Although most of the time the broker cannot initiate trades in your account, it is still important that you trust their recommendations and believe that they have your best interests at heart.

The fees are an important aspect to cover during the interview process. Brokers who are not comfortable talking about fees or try to skirt the subject might not be the best choice. Fees are part of the investment process and there are a number of fee structures used by different companies. Not knowing or understanding the fees can potentially be very costly in the future so it is best to get it out of the way right from the start. The fees that a live stockbroker may charge will likely be much different than that of an online broker. It is important to understand this and to know what you are getting for the price difference.

Opening a Brokerage Account


Once you have chosen your broker you will then need to open an account. This process requires proper identification such as a driver’s license, passport, social security card and other information. They are required by law to collect and record this information as part of the Know Your Customer laws (KYC) enacted to fight money laundering. They are also required to inquire about employment information and additional financial information as well as your investment experience. Although it may seem a bit invasive, the information is required and is technically to help protect your rights since the broker can be held liable for irresponsible recommendations.
Funding Your Stock Trading Account

Most brokers offer a few options for funding your new account. If you already have an account elsewhere you can transfer it to the new broker. This occurs most often when rolling over a 401k after switching jobs or even at retirement. The broker will walk you through the process, which may take a few days.

If you are funding account without a transfer, they will likely take cash (up to a certain amount), checks, money orders and even bank wires. With your account funded, you are ready to start buying stock!

Buy Stock With Your Broker


Usually, the broker will have made a recommendation for a stock, mutual fund or other investment to purchase. Once your account is open and funded, you and the stockbroker will discuss the purchase and then you must confirm your desire to buy the investment.

Once confirmed, the dealer will place the order at the time you discussed (usually right away) and the order will be filled shortly thereafter (almost immediately). You should then receive a confirmation for your records. This should be kept for future tax purposes.

Hopefully at this point you and your broker will discuss future stock purchases and other investments. It is a good idea to build a plan for your financial future, which is why it is important that you have a good relationship with your stockbroker. Although you do not want a pushy, over-reaching broker, you do want to hear from them on a fairly regular basis. If they are not contacting you with opportunities or just to check in on occasion, then you probably are not receiving all of the benefits that a paid broker has to offer.


How to Start Buying Stock


Buying stock in publicly held companies is a traditional investment opportunity that can result in handsome rewards and fun. Those who have never played the market may view the prospect of buying stocks intimidating. To help get started use these tips for how to start buying stock.



Prospective investors should get some practice before buying any stock. Several good online stock market simulators allow users to try their hands at investing with virtual money before they put any real money on the line. Some simulators have contests that make investing and learning entertaining and challenging. Simulators feel like trading with an online broker, so they are great places to test strategies. Also, online trading advice and stock research tools help new investors learn how to pick stocks, how to place orders and how to track their investments.

Selecting an online stock broker is the next step to start buying stocks. Many people recognize the names of largest brokers from television advertisements, but the new investor should carefully shop around because other good brokers out there do not advertise on TV. Before signing up with a broker, investors should research them to make sure the one they choose has a good reputation.

Impor tant points to look for when choosing a broker include minimum opening balance and trade commission. Many new investors have a lot of money to invest, so minimum opening balances do not concern them. Typical online brokers require balances that can vary from $0 to $1,000 or more to open an account. Those who have a small amount to invest probably want to choose a broker with a low opening balance requirement.

Investors also shop brokers by their trade commissions. Brokers charge these fees every time an investor buys stocks or sells stocks. Compared with live traders, almost all online brokers have low commissions. Broker commissions vary a lot so investors should shop around. Large investors may not care if a trade costs $15 or $7, but those with only a small amount to invest will probably benefit from brokers that charge smaller commissions.

Research takes time, but usually pays off. Rather than buying the first stock that shows up in their spam email, investors know what to look for in a stock. If not, they might want to return to the stock simulator to learn before risking money. Investors should also consider using one of the many stock investment strategies endorsed by a major financial newspaper. Those proven systems keep investors away from scams while guiding them with solid market principles.

The fun and scary part is buying stock for the first time. Investors who did their research can log into their broker and fill out their first order. Now investors must wait. New investors often get jittery, especially if their first stock plummets after they buy it. A few days of losses can easily reverse over a few days of gains. Investors must have patience or else they will quickly accept losses on stocks that end up performing well over time.

Buying Stocks Online